Should I proceed paying car insurance if the car is totaled and have it eliminated from my policy?If you plan on continuing the coverage on your fresh car then the response is yes.

If you don’t get a fresh car then STOP!

If your car was stolen and totaled can the bank list it as a repossession and make you proceed to pay insurance on it?

IF the car was stolen, reported as stolen to the cops, the ins. should be paying the loan off. IF the ins. co. does not think the car is stolen, they wont pay and its as if the car was NOT stolen. So, you have to pay notes and insurance on the collateral. Bottom line??? HELP the ins. prove it was stolen and the problem will go away. MERRY CHRISTMAS.

What do you do if the insurance for a totaled car does not pay off the car loan?

I faced the same thing about a year ago. The insurance company did not want to give me what was needed. I got on-line and found many cars that were just like mine and displayed them that my car was worth more than they were wanting to give me. They still did not want to give me what the car was worth. So I went to puny claims court and filed suit on the driver of the other car. The person’s insurance has to represent them. Also go and look at the comps that the insurance company are using for your car to see if you can substitute the car for what they want to give you. ResponseUltimately it is your responsibility that you either made low payments, took out a very long loan, or picked a car with high depreciation. The insurance company is not liable for the inflated amount you owe–only what the car is worth. ResponseThe insurance company will only give you the value of the vehicle, as per the “Kelly Blue Book”. They will also send an appraiser out to see what the condition of the car was, as in mileage, any previous harm. If the accident was another driver’s fault, you have to sue him and/or his insurance company for the remaining balance.Whatever you borrowed to obtain the vehicle wil always be more than the car is worth. You have already lost money on it as soon as you drove it off the car lot. But do your research. Go online for “Kelly Blue Book”, and get the estimate of the car’s value. If it is more, then dispute it with the insurance company. Print the page out. ResponseWhen you bought the car fresh or used from the dealer you had the option to purchase something called GAP INSURANCE from them (the Dealer, not the insurance company) for your exact situation. If you did not have enough equity in your car for the insurance pay off to cover it AND did not have gap insurance. basically you are screwed and responsible for the rest of the loan amount car or no car. Some people believe Gap insurance is a rip off so they do not suggest it to you and some just don’t know what it is. They do not need to be selling cars. Not fair but the way of life. Father is an insurance sales man. I also had a damsel hit me I had GAP insurance and she did not. She still had to pay off the balance on the loan even tho’ she did not have the car. The courts won’t do much because you had the option to purchase gap insurance and you did not, it does not matter that you did not know.

If the finance company thought your insurance was cancelled and put an add on policy to your loan and the car was totaled while both policies were in effect will both policies pay for the loss?

No, the finance company would simply refund any monies they charged you for coerced placed insurance and your primary insurance company would be responsible for footing the bill.

If your loaner car was totaled and you do not have insurance what should you do?

get a good job…………you will (assuming you are at fault for this loss) be require to pay for the totaled vehicle………

If you totaled your car and were arrested for DUI will insurance pay for your car in Texas?

Most likely not. You bruised it during the commission of an illegal act (DUI). If you hadn’t totalled it, the state would have most likely confiscated it anyway.

Can you cancel your car insurance policy?

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You sure can cancel your insurance policy BUT you might not want to. In our state insurance is required to drive a car or truck and you can be fined and lose you drivers license if your caught driving without insurance. I would question the wisdom of cancelling your insurance

What happens to a totaled car after the insurance co pays you for it?

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Some insurance companies will sell the car back to the possessor. Others sell the totaled car to a salvage yard.

Driver excluded on your policy but carries insurance on own car totals your car will either one pay?

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If an excluded operator wrecks a car that is covered by the policy excluding that driver there is no coverage on that policy. Your only hope is in filing the claim with the company that insures the driver for his own car. It is possible that you won’t be left holding the bag on this one but good advise is to not let an excluded person drive your vehicle.

Will car insurance pay for a car totaled in a DUI accident?

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It should. If the “at fault” vehicle is insured, it’s supposed to cover the victim’s vehicle 100%. If the “at fault” vehicle has comprehensive and collision insurance that insurance is supposed to cover the at fault vehicle up to the deductable amount.Note that the tipsy driver will liberate his insurance and be required to get the VERY expensive DUI “insurance endorsment” since he/she is now in the highest risk bracket..
BTW, when a tipsy driver causes a collision it’s not called an “accident”. Accident is when things just happen. Driving buzzed is the CAUSE of the collision and as such the collision is not called an accident. Call it a wreck, crash or just about anything else that takes away the implication of a random act.

If you only have liability and your car is totaled in an accident will your insurance pay for it?

Car insurance:liabiltityNo. Because liability only covers the damages to the other persons car in an accident. “Trio. Property Harm LiabilityThis coverage pays for harm you (or someone driving the car with your permission) may cause to someone else’s property. Usually, this means harm to someone else�s car, but it also includes harm to lamp posts, telephone poles, fences, buildings or other structures your car hit.” See the link below for more information on coverage. ResponseNo. Liability takes care of the other driver and his vehicle only. ReactionNo. Unluckily, liability only covers the OTHER stud’s car. If you do not buy the “comprehensive and collision” coverage, YOUR car is only covered if the OTHER stud is at fault. ReactionIn the UK there are three main types of car insurance: 1. third party; Two. third party fire and theft and Trio. comprehensive. The very first type will not pay for harm to your vehicle in any event; the 2nd will pay if harm to your car is caused due to fire or theft and the third will pay in any event for harm to your vehicle. If however harm is caused by the user of another vehicle you will be entitled to claim compensation from the other driver’s motor insurance for your vehicle harm and if no insurance is in place form the Motor Insurers Bureau. See the related link entitled “car accident claim” to see how to showcase legal fault for your car accident.

What does the insurance company have to pay if you total your car with total coverage?

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They pay whatever the value is of your vehicle less the deductible..
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Related video:

The value they pay, in most cases, will be the trade-in value or average private sale value. Not enough to substitute the car even when you add the deductible..
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anything you do with the car or any one else but beware when claiming on insurance they will charge you more next time

If a car you bought is found to be stolen should your insurance pay for it?

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No, the seller is obligated to provide clean title. If the dealer has sold a stolen car, you should be able to get all of your money back.

Should I proceed paying car insurance if the car is totaled and have it eliminated from my policy?

What should you do if a co-signer on a car loan totaled car with no insurance now you are paying the loan?

You should sue the co-signer. Even tho’ you may be the primary person obligated to pay the loan, he is responsible to you for totalling your car. You still have to pay the loan company because you took out the loan; but the co-signer caused the loss. You won’t be able to force the loan company to take payments from him however. Getting him to reimburse you will be your problem.

Will your insurance pay for your car you totaled and it was your fault you have total coverage on your leased car?

Leasing .
This is sort of an educated guess, but I believe the insurance would pay the dealer and not you. I simply say this because when leasing, you never own the car, you simply “rent” it for a definite amount of time.

If my car is totaled and not paid for will your insurance pay for it?

Car Loans .
In most cases, insurance companies are only required to pay up to the book value of your car. What this means is that if you owe $15,000 on a car loan and the car is only worth $12,000, you will still be held responsible for the remaining balance which in this case would be $Three,000. This is also known as being upside down. If you purchase GAP, a.k.a a debt cancellation contract, then you would not be held liable for the remaining $Trio,000. This is why it pays to purchase a car that has good residual value meaning it shouldn’t depreciate much quicker than you are able to pay off your loan.

My car was totaled. it already has a salvaged title. what will the insurance pay?

It depends on many aspects, however since it already has a salvaged total it will be significantly lessened than if it didn’t already have a salvaged title. Your insurance company should be able to give you specifics as to why they are suggesting what they do.

Will car insurance pay if totaled car?

If you have total coverage they might pay you the lowest market value fo your car. They will deduct your deductable.. Insurance companies are out to make money so they will find the cheapest way out

Can you cancel car insurance policy?

Yes, either by contacting the insurer or the agent to cancel it, or by not paying the next premium when due. However, most states require auto insurance as a condition of registering the vehicle and renewing your driver’s license. Therefore, if you have no applicable coverage when you attempt to do either, problems will arise. Further, if you are involved in a collision that is your fault and do not have liability insurance, you may be personally liable for the other party(ies) damages. In turn, if you are sued for those damages and a judgment is entered against you, the Financial Responsibility Laws of most states dictate that your license will be suspended until payment of the damages is arranged. You are generally also required to obtain an SR-22 which is a type of high risk liability insurance and to maintain it for a stated period of time provided by statute.

What if my car was totaled in an accident the insurance pay off the debt?

Only if you carried GAP insurance will it pay off what you owe to the Lienholder. If not then they will only pay what they valued your car to be worth which may or may not be enough to pay off the loan.

If your insurance wont pay for your wrecked car what should you do with it?

Pay for it yourself and fix it or sell it to a junkyard, up to you.

Single car accident no injuries but car totaled will insurance pay?

Evidently if you have collision that should look after the harm to the car. Now the collision comes in many shades of grey. The insurance company will pay cash value after taking into account the mileage, year, and type of vehicle. Plus the cost of dealing with the harm vehicle cost would be subtracted from the settlement of the cash settlement too in some cases. If you have no collision then you have no gam to stand on, your are left holding the bag.

If you drive a car insured by your grandfather but you have a separate policy and you crash who has to pay you or your grandfather?

Ask your respective insurance agents. You may have a policy that covers you no matter what car you drive.

If your car is totaled and inoperable do you proceed to pay your auto insurance?

Yes. Until the claim is closed. You may also substitute your vehicle and just be able to put the fresh vehicle in place of the old one. Your best bet is always to speak with your company about it and get their suggestion. NEVER just stop paying. Then you may get cancelled for non-payment making getting insurance when you want it down the road firmer and much more expensive.

Insurance does not want to pay me the amount my car is worth afte rthey sateted the car is totaled. What should I do?

I was in an accident that was not my fault. My car was in the shop for three month for repairs, only to find out today that the insurance wants to TOTAL the car. Which is okay with me, but they are telling that the car is worth $12,000 and that the repairs were $8000, and that they are only going to give me $4000. HOW is this possible, I did not make that decision for the car to be rapaired then to be claimed TOTAL loss. What should I do? Please help me.

If your car is totaled do you still have to pay off the insurance policy?

No, simply because there is nothing to be insured any more, your car is gone.

Should I proceed paying car insurance if the car is totaled and have it eliminated from my policy?

You own your car it was totaled Should you let the insurance company have it after they pay you?

This depends on what the settlement covers I have required the insurance company to permit me to retain ownership, this reduces the settlement. Or the if you do not specify that this is what you want the insurance company gets the car.

Can you get car insurance when the car is totalled?

Ans 1 ) I’m not sure what you are asking. Why would you want to purchase an insurance policy on a car that has been rendered fully worthless? On the other palm, if you purchase adequate auto insurance coverage on the car before it gets totaled, then you will get compensation for the car. Ans Two ) Most companies ask a question if the vehicle you are insuring was “totalled” or salvaged before. if the response is yes, some companies suggest liability only for those vehicles.

Related video:

Nancy has a 100 deductible on her comprehensive insurance policy If her car repairs total 750.50 how much would her insurance company pay on the repair of her car?

All other things being equal, if the loss comes under the comprehensive coverage of her policy, and is not otherwise excluded, the insurer would pay $650.50; she would be required to pay $100. Keep in mind that comprehensive deductibles and collision deductibles are sometimes different. Therefore, it is significant to be sure of which coverage is involved. Glass claims are usually covered under the comprehensive coverage. Many States have statutes that prohibit insurers from applying the policy deductible to the repair or replacement of a windshield if that is what is involved. Therefore, the law of the State should be consulted.

How long can an insurance co take to pay for your totaled car?

The general response, absent a contractual or statutory requirement is, “a reasonable time”. When a car is determined to be a total loss, it essentially means that the insurer has determined that the cost of repair exceeds (usually, some statutory) percentage of the actual cash value of the car. In that example, the law requires that the be proclaimed to be a total loss. The time consuming part of that process can be in determining the actual cash value of a car of like kind, quality, and other features. While there are commercial guides to help in that determination, often there is a period of negotiation with the possessor as to the final value. Many States provide that once a claim has been resolved by agreement as to the value, and all necessary documents have been signed (in this case, proof of claim, title certificate, and other documents that the State or the insurance company may reasonable require), payment must be made within 30 days. However, the period may be shorter or longer and State law will govern.

What if the car had two insurance policy will both insurance pay on the car?

Not likely. I would check your auto insurance policy form and I think you will find that there will be a clause there that covers that. if you do claim on both it could be deemed as fraud.

What should you do if you cannot proceed paying on fresh car?

If you can not proceed paying on a fresh car, the very first thing you should do is read the loan agreement. It most likely lists the steps you should take. You are not the very first person ever to have this problem.

When should you pay your car insurance after the due date?

You should pay it BEFORE the due date, otherwise you are uninsured. Insurance companies WILL always find a way NOT to pay out if a claim is made. So pay as soon as possible and BEFORE the renewal. There is a supposed clause that permits you two weeks of “free” insurance after the policy expires, but that only applies if you renew and I wouldn’t want to take the risk

What do you do if the insurance for a totaled car does not pay for my individual injuries?

If you feel you haven’t been treated fairly, I would file a complaint with your state insurance company or have your lawyer do it.

Will at fault insurance buy you a fresh car after paying your car totaled?

No. They will give you the money for the value of the vehicle and then you are on your own. However, check with your state’s Department of Insurance. You might have recourse against the insurance company if you are incapable to find a comparable vehicle with the amount they gave you.

Do you need to still pay insurance when your car is totaled?

Assuming that you had collision coverage on your car, when it is totalled, the insurer pays the “actual cash value” of the car, less the collision deductible. This represents the market value of the car instantly before the collision. It takes into account make, model, mileage, condition, and other features. When the car is totalled, you will be given the option of keeping the salvage or letting the insurer keep it. If you keep it, the amount paid to you will be diminished by the value of the salvage. If you keep it the salvage and have the car repaired, sometimes you are permitted to obtain a “salvage title” from the motor vehicle authorities. If the vehicle, as rebuilt, is roadworthy, you will need to insure it as you would any other vehicle.

How much should i pay for a totaled out car?

Very likely nothing, unless you’re buying it for scrap or to fix up as a hobby. If an insurance company “totals” a car, they’ve determined that the cost of fixing it will be more than the car is worth. If you’re mechanically adept enough to fix it yourself, you could come out ahead financially (not counting your labor), but even if you do you’ll find it hard to get insurance coverage for that car… insurance companies don’t like to insure cars that have previously been totaled, since if it’s in another accident they won’t be lightly able to tell how much of the harm is fresh and how much is “left over” from the previous accident.

Is there an insurance policy for cars?

Yes, Its called vehicle insurance and there are many places that suggest this type of insurance it can be very confusing and even frustrating when attempting to pick which one is best for you or your family. My suggestion is to go through an insurance broker their job is to find you the best insurance deal out there that will fit all your needs.

Should I proceed paying car insurance if the car is totaled and have it eliminated from my policy?

What is safeautos policies on car insurance?

Safe Auto’s policies are just like any other insurance policies. They suggest many different coverage levels to suit your needs. The prices vary by your car and driving record.

Should you cancel car insurance if your car is totaled?

If you are speaking of collision insurance, the insurer will pay the actual cash value of the vehicle less the deductible. You may negotiate with the insurer over whether you, or it, keeps the salvage (the remains of the car), and its value. The policy may remain in force until the end of its term. If you get a fresh car to substitute the old, the existing policy may cover it. However, the premium may switch to account for differences inbetween the old and fresh vehicle that are material to the premium calculation. If you are speaking only of liability coverage and do not intend to substitute the car, you may want to convert to a “non-owner’s” policy. This provides coverage for you regardless of the car that you are driving.

Do you have to proceed paying your insurance if your car is stolen?

No, as long as you have let your insurance company know they car is stolen.

Who can be a dependent on a car insurance policy?

Anyone can be listed on your car insurance policy as long as they have a valid driver’s license. You just have to recall if that person has a bad driving record it will affect your insurance.

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How i can find my car insurance policy?

Normally, the insurance company would have sent the policy to and a copy to your agent. The agent’s copy may be in electronic form. Since the agent is usually local to the customer, checking with him/her would be the fastest method. Alternatively, call the insuance company, give them your name and they should be able to help. They may need other identifying information, including your address at the time that the policy was issued.

Should your employer pay for rental car insurance?

The entire question is this: I rent cars on a weekly basis for almost 6 months / year, mostly in the US on behalf of my employer. In the past I have been purchasing insurance from the rental companies and my employer has been reimbursing these costs. I recently suggested that my employer purchase car insurance on my behalf to cover my rentals and my liability as it would be much less expensive than purchasing from the rental car companies. Here is the issue / question: My employer claims that my individual car insurance will be the primary insurance even if they were to purchase another policy to cover me. Because of this they would like me to simply rely on my private insurance – make sure it covers rental cars – and leave it at that. My question is whether or not they are correct? It seems to me that they should be covering me if I am working for them. It also seems to me that if an accident happens while I am working it will raise THEIR insurance rates, not my individual insurance rates. They claim that this is not the case. My private rates would be affected even if they were covering me. On a related note – some credit cards cover loss or harm of the rental car itself. I asked them to provide me with a card in their name – for this too they claim that it doesn’t matter if it is insured on my individual card or their card. What do you think?

Can you proceed to insure your married son on your car insurance policy?

Usually the insurance company will want him and his spouse to have their own insurance policy as they should have. If there is some reason for him to be on your policy like the car is still in your name they will most likely let you do it. Make sure he is listed as a driver, his spouse is listed as a driver, and anyone else that should be listed is on the policy. If the car is in his name and he does not live with you do not put it on your insurance as there may not be any coverage is a claim happens. Make sure the insurance company know the entire truth about the situation.

When your car is totaled but you don’t have the title will the insurance pay you?

It depends on why you don’t have the title. If you don’t have it because it is financed then yes. The insurance company will do the work for you of getting the title released from the bank. If you don’t have it because you don’t own the vehicle then no the company will not pay you. Legally they cannot pay you for a vehicle that you don’t own just like you cannot insurance a vehicle you don’t own. They also cannot pay the true proprietor because that person does not have a legal contract of insurance with the company. No one gets paid.

Can you eliminate your separated spouse from your car insurance policy in Virginia?

I know that it is effortless to think you don’t want to pay for the other person’s insurance but you must think logically about this. You are still legally married and are liable for each others debts. If you cancel their insurance and they hit someone you could be liable for the damages and injuries no matter what. And if you cancelled the insurance there is no adjuster to pay for attorneys, pay for damages, etc. I always suggest to my clients that they keep all insurance until the divorce is final. If they can’t get along enough to do this then I suggest they both come in and get their own coverage as a 2nd best alternative. Also, if the get back together to let me know.

Will your insurance pay for the damages in an at fault accident even if the driver of your car is uninsured in your policy?

The real response is that you should talk to your insurance agent,because laws vary from location to location. However, in most states, what’s being insured is thecar ,not thedriver . If you give permission to someone to driveyour car and they get in an accident and it’s their fault, usuallyyour insurance company is going to be primarily liable for thedamages. Your insurance company will very likely pay (up to the limitsof your coverage, at least), and raise your insurance rates. Even if you didn’t explicitly give permission, in mostjurisdictions permission is assumed if the driver was a friend orfamily member. If you did not give them permission, you’re probablygoing to be asked to throw them under the bus and testify that they stoleyour car. One complicating factor is that while what’s insured is the car,theratesare set partially based on the car (some carscost more to fix, so will have higher comprehensive and uninsuredmotorist rates) and partly based on the drivers’ records (highercollision rates). If there’s a driver in your household with a poordriving record, you may get a cheaper rate by promising theinsurance company “Oh, no, he’s not going to drivethis car, he’s going to drive a different car insured by some otherinsurer, so you don’t have to worry about his driving record.” If you live in a state that permits you to exclude drivers from yourpolicy, and the driver was a person that you specifically excluded,your insurance company might be permitted to say “Hey, you said CrashBandicoot here wasnotgoing to be driving yourcar, and lo and behold, hediddrive your car, liar liarpants on fire, youpay for this, acquaintance.” They maynot be permitted to wriggle off the hook entirely, but they probablywill at least be permitted to use drastically diminished coverageamounts, leaving a large bill for you to deal with. Crash’sinsurance (if he has any) may, or may not, kick in.

Jeff has to pay his car insurance annually if his total bill is 744 how much money should be set aside each month for his car insurance round to the nearest dollar?

There are 12 months in a year. If his annual rate is violated downinto monthly increments, one would divide 744/12. This would equala $62 per month payment.

Can you have numerous car insurance policies?

No, unless the “2nd” one is an umbrella policy. Such a policy can provide liability coverage over and above that provided by the primary liability thresholds of the underlying policy. As far as collision, comprehensive, medical payments coverage is worried, only one policy can be maintained. This is because insurance is not a money-making proposition. It is designed and intended to indemnify the insured for a financial loss.

Why Should I Buy insurance Policy for a Used Car?

Nowadays, the request for used cars has grown in leaps in Malaysia.Car insurance plays a major role in buying a used car. If you arealso purchasing a used car, then you need to understand theinsurance policy terms and conditions of the used car. When you buya used car in Malaysia, there are certain things you should know topurchase insurance for your car. For examples:- Check Insurance Papers Transfer insurance policy ownership Buy a fresh insurance policy if previous possessor does not have one

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